Profit and Cash Flow Advisory
Once the books are right, the pieces start to fit.
Your reports tell you what already happened. Advisory is where we use them to decide what to do next: where the profit comes from, what to pay first, and how to get ready for the slow months.
Questions it answers Advisory
What we work on
Built around your numbers.
Tailored to the business, and it changes as the business does.
Example figures
A cash forecast
What is coming in and going out, kept up to date, so the hard weeks never arrive as a surprise.
Example figures
Money with a job
Payroll, taxes and GET, emergencies and growth, set aside on purpose as money comes in.
- Payroll and bills$4,000
- Taxes and GET$1,500
- Your pay$2,000
- Emergencies$1,000
- Growth$1,500
Example figures
Debt with an end date
A plan to pay it down, and a real date it will be gone.
Example figures
Where the profit is
Which parts of the business make the most money, so you know where to put your energy.
- What to pay firstA clear order for the bills each week.
- Sales goalsA target, and the weekly number that gets you there.
- Getting paid fasterWho to call about unpaid invoices, and who to stop waiting on.
- What ifWhat happens to your cash if something changes, before you decide.
The rhythm
Meetings are the work.
Each week you pick the time that works for you.
Plainly
What advisory is not.
- Investment, insurance or securities advice.
- Tax advice or tax planning. That stays with your CPA.
- A promise. A forecast is built from your own history, and the decisions stay yours.
Ink & Crucible
A short note from me, now and then.
Money, books and running a small business in Hawaii, in plain words.
It costs nothing to find out where your books stand.
I go through your QuickBooks and show you what I find, whether or not you hire me. If your books are clean enough, I'll also show you a few quick moves that could put more money in your pocket.